Can a Speeding Ticket Raise Your Auto Insurance Premium?

Traffic tickets can take a toll on your car insurance rates.

Ease up on the accelerator, lead foot! Going above and beyond (or even inching over) the speed limit can quickly land you on the receiving end of a traffic ticket. A speeding fine will wreck havoc to your wallet in multiple ways. Not only will you have to pay x amount of dollars for cruising at a sweet 61mph in a 60mph zone, but your auto insurance rate can hike up.

What Was the Problem, Auto Insurer?
More often than not, when you have a driving record stained with moving violations and speeding tickets, your insurance company will view you as a risky driver (rather than “just unlucky”). If you’re predicted more likely to get into an accident, you’re likely to cost the insurer more money. Get slapped with a traffic ticket then watch your rates rise.

Severity Counts
Fortunately, those going 35mph in a 30mph area will not suffer the same consequences as those driving drunk through a school zone. You can expect to see steeper rate increases for more serious violations, such as:

  • Driving with a broken headlight is considered a low-impact ticket.
  • Driving 10mph over the speed limit can have moderate effects on your rates.
  • A DUI conviction can have severe consequences. Avoid at all costs. We repeat, avoid at all costs!

Luckily, if you’re a safe and conscientious driver, you should remain on the roads ticket-free! To fully protect your journey on the roads, contact Unisource Insurance Associates in Wauwatosa, Wisconsin to get started on your tailored auto insurance policy.

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